Health Benefits
HRAs | ICHRA | QSEHRA
A guide to HRAs for employers, brokers, and benefits professionals. Interested in a cost analysis for your business?
HRAs Set Up Guide
Health insurance renewal, registration and enrollment process. In order to obtain the insurance, you must complete the documentation and consent. Click on the following buttons to finish sending documents and start with your health coverage.
Tutorial for sending documents
Obamacare Requirements
Learn here the requirements to qualify for Obamacare 2025, obtaining the government subsidy helps you with your health insurance payments.
If you are one of those cautious people who prefers to be informed before making a decision, know that at Braojos Insurance we offer free advice, our expert advisors help you choose the best plan for you and your family. Without further ado, we will list the requirements that allow you to qualify for Obamacare and then explain each one specifically.
Requirements for Obamacare2025
Have legal immigration status in the United States.
Legal immigration status
Obama's law establishes that one of the requirements to qualify for Obamacare is that people have legal status in the country. This includes citizens, permanent residents or people who have a Social Security number.
Income Verification
Another requirement to access Obamacare is to have a minimum annual income. Individuals and families may be eligible if their annual income is between 100% and 400% of the federal poverty line, which is adjusted annually by the Federal Government based on household size.
Apply for Obamacare insurance during the established periods to qualify
Apply for Obamacare insurance within the established deadlines
I am married and have not filed a joint tax return with my spouse. Do I qualify for Obamacare?
To qualify for Obamacare, one of the requirements is that a married couple must file their taxes together. But don't worry, the solution is to file the following return jointly with your spouse.
Am I eligible for Obamacare if I have health coverage through my employer?
ButtonIf your employer sponsors your health insurance, you would not be eligible for Marketplace coverage. Health insurance offered by an employer is considered minimum essential coverage. In other words, you would have to enroll in the employer's plan and you are not eligible to qualify for Obamacare.
Obamacare 2025 Income Chart
The Obamacare 2024 income guideline sets eligibility limits for subsidies available through the Health Insurance Marketplace. These subsidies are designed to help low- and middle-income individuals and families pay the monthly Obamacare health insurance premium, as well as reduce out-of-pocket expenses such as deductibles and co-pays.
The chart sets out incomes that qualify for Obamacare 2024 based on the federal poverty level (FPL). Income limits are updated annually and are used to determine whether an individual or family is eligible for subsidies and how much they can receive.
Requirements for Obamacare2025
Have legal immigration status in the United States.
Legal immigration status
The Obama Act establishes that among the requirements to qualify for Obamacare, people must have legal status in the country. Citizens, permanent residents or people with a social security number qualify.
Income Verification
Another requirement to qualify for Obamacare is to have a minimum annual income.
What is the Income Table?
The Obamacare 2025 Income Table is a critical tool for determining your eligibility to receive subsidies through the Health Insurance Marketplace, which can lower the cost of your health insurance.
Additional Resources
Health Insurance
Guide to opening your Health Insurance portals
