Homeowners
Insurance

Your home symbolizes not just an investment, but the heart of your life’s memories. Trust us to connect you to the right insurance, ensuring your home stands resilient against unforeseen challenges.

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HOMEOWNERS INSURANCE

What risks does
your policy cover?

Unexpected events, from fires to hurricanes, pose threats to your home. We find the most affordable and comprehensive coverage options that guard your residence against such adversities.


Different policies cater to diverse needs, ensuring your home is protected from a myriad of risks.


  • Dwelling Coverage: This is the foundational protection for the structure of your home. It covers damage to your house itself – the walls, roof, and built-in appliances.



  • Personal Property Coverage: This protects the belongings inside your home. Whether it’s furniture, electronics, or personal valuables, this coverage ensures you can replace them if they’re damaged or stolen.


  • Liability Protection: If someone is injured on your property or if you’re found liable for damage to another person’s property, this coverage steps in. It can cover medical bills, legal fees, and more.


  • Guest Medical Protection: Should a guest be injured in your home, this coverage can help pay for their medical expenses, regardless of who was at fault.


  • Additional Living Expenses (ALE): If your home becomes uninhabitable due to a covered peril, ALE assists with temporary living costs, such as hotel bills or meals.


  • Optional coverages: Depending on your location and home specifics, you might also consider flood insurance, earthquake coverage, or endorsements for high-value items.


Renters Insurance

Understanding the value of your possessions is essential. Your apartment or rental contains your valuable items. Renters insurance offers protection against unexpected events like theft or damage. With the right coverage, you can safeguard your assets efficiently and affordably, ensuring peace of mind.

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Condo Insurance

While condo associations typically have their own insurance policies, they might not cover everything. Condo insurance ensures that the interior of your unit, your belongings, and any potential liability inside your unit are adequately protected.

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Flood Insurance

Homeowners policies usually exclude flood damage. If you live in an area prone to flooding, securing a separate flood insurance policy is vital to ensure your home and belongings are protected from water-related damages

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Landlord Insurance

For property owners who rent out their property, landlord insurance is a must. It offers protection against potential damages to the property, liability claims from tenants, and even loss of rental income in some circumstances.

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